All content on this website has been written solely for the purposes of financial and investment education via the provision of factual information, and to provide a forum for the discussion of all financial and investment related topics.

The content in not intended to imply any recommendation or opinion about a financial product, and thus should not be taken as general or personal advice.

Any specific views expressed reflect what best suits the objectives and circumstances of the Founder and Editor of this website.

Readers should not act on the basis of any content read on this website without properly considering its applicability to their own financial objectives and circumstances.

If not qualified to do this for themselves, then readers should seek independent professional advice.

The decision on what and how to invest is for the reader alone.

The Founder and Editor of this website expressly disclaims any liability to any person, with respect of anything, and of the consequences of anything, done or omitted to be done by any such person in reliance upon the whole or any part of the content on this website.

The Founder and Editor of this website is not a financial planner.

This website also contains links to the websites of other organisations.

The Founder and Editor of this website does not necessarily endorse or support the views, opinions, standards or information contained within these linked websites; and further, does not accept any responsibility or liability for any loss, damage, cost or expense readers might incur as a result of the use of, or reliance upon, the materials that appear at any linked website.